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The Commercial Association of REALTORS Wisconsin

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Housing Affordability, Institutional Capital, and Getting Policy Right

January 21, 2026 by Tracy Johnson

Recent headlines have highlighted federal efforts to limit large institutional investors in the housing market. While improving housing affordability is widely supported, the main challenge is ensuring policies address root causes, particularly housing supply.

In response, the National Association of REALTORS® called for a balanced, data-driven approach, emphasizing that housing supply is essential to affordability. Nationwide, housing shortages persist, and restrictive policies alone will not increase options for buyers and renters.

This challenge is evident in Wisconsin, where studies show at least 140,000 new homes are needed by 2030 to meet current demand. Additional housing will be required to attract workers and support population growth. The shortage impacts employers, increases housing costs, and hinders development of office, industrial, and retail spaces.

Institutional capital helps address this gap by financing multifamily, mixed-use, and redevelopment projects, which are often complex and capital-intensive. Restricting participation without addressing zoning, permitting, infrastructure, and development costs may create uncertainty without meaningfully increasing supply.

CARW continues to advocate for policies that expand housing opportunities by prioritizing clear regulations, faster approvals, and incentives for responsible investment. These issues will be central at WRA Government Day on February 10, where CARW and other groups will meet with policymakers to discuss practical, market-based solutions to increase housing production in Wisconsin.

As the national conversation continues, Wisconsin’s commercial real estate community emphasizes that lasting affordability will only be achieved by increasing housing supply and improving development efficiency. The industry is encouraged by the growing urgency to address this challenge.

Filed Under: Advocacy

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